What to do when a Swiss collection agency demands $3,810 from your girlfriend

zermattIt might be something of an understatement to say that the ski trip that Victor Thomas and his girlfriend Susie took in Zermatt, Switzerland, two years ago, did not go as planned.

On her first day on the slope, Susie fell and shattered her lower leg. She spent the rest of her vacation in the hospital.

Good thing Thomas had bought travel insurance through Access America — or so he thought.
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