Future of NCL

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Jan 26, 2017
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jsn55 wrote: It would be awful if our budget choice turned out to be bankrupt by the time of our first cruise.

One can always purchase a travel insurance policy that covers insolvency.
 
Sep 27, 2018
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jsn55 wrote: It would be awful if our budget choice turned out to be bankrupt by the time of our first cruise.

One can always purchase a travel insurance policy that covers insolvency.
I would certainly doubt one could find an insurance company that would cover travel credits for any type of provider of travel services. Even existing policies were not covering Covid cancellations and lack of refunds.
 
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kenish

Sep 1, 2015
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One can always purchase a travel insurance policy that covers insolvency.
Huge caveat...the insurance policies say "insolvency of a covered provider" or words to that effect. Each company has their own list of providers that is updated almost daily and can differ by the policy you bought. Some major airlines, hotels, tour operators, etc are not listed, meaning there is no insolvency coverage.

Here's a list (Allianz) merely as an example- the list that matters is the one that applies to your specific policy on the date you purchased it.
 

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jsn55

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Dec 26, 2014
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jsn55 wrote: It would be awful if our budget choice turned out to be bankrupt by the time of our first cruise.

One can always purchase a travel insurance policy that covers insolvency.
My Chase Sapphire card covers me automatically, but I was under the impression that most travel insurance does not cover insolvency of the travel provider.
 
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May 30, 2019
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My Chase Sapphire card covers me automatically, but I was under the impression that most travel insurance does not cover insolvency of the travel provider.
Chase Sapphire recently, quietly changed their policy related to insolvency. I don't fully understand the details, just wanted to note that you should check before relying on it.
 
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jsn55

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Dec 26, 2014
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Chase Sapphire recently, quietly changed their policy related to insolvency. I don't fully understand the details, just wanted to note that you should check before relying on it.
Thank you, I checked it not a month ago before rebooking some stuff. I will follow up tomorrow ... I should be safe right now because the bookings were made when insolvency was covered.
 
May 30, 2019
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Chase Sapphire recently, quietly changed their policy related to insolvency. I don't fully understand the details, just wanted to note that you should check before relying on it.
Relevant articles
 
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jsn55

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Dec 26, 2014
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Interesting ... the Reserve card still had the insolvency coverage in mid-March when I checked. I do have a great deal of faith in Chase, but I hope I'm not forced to find out just how well they treat me if one of my cruise or airlines goes under. At the rate things are going, the economy will soon be in such shambles that nobody will be going anywhere. We'll be grateful to have housing and food and good health.