We had air/bus tour/prepaid tips/cancel for any reason insurance prepaid in full to Trafalgar tours last December for a September 14, 2020 departure. We cancelled by e-mail on Mar 15 around the time Italy shut down due to the covid virus. We are approaching 80 years old and will not be travelling to Europe again. Trafalgar says they are processing refunds based on departure date. Is there anything we could/should be doing other than waiting?