I booked a cruise on NCL in Hawaii for late June 2020 and flights between San Jose, CA and Honolulu on Hawaiian Airlines. The cruise has been canceled, and now I no longer need the flights. The tickets were non-refundable, booked through a travel agent. I purchased trip insurance for the flights, and it appears that epidemic is not specifically excluded in the coverage. Hawaiian flights out of SJC are canceled through early May, but my flight leaving June 25 has not been canceled. Yet. I have not tried to cancel. Should I wait until a date closer to travel to do anything? Should I get my travel agent working on it now? Should I file a claim against the travel insurance policy? Ultimately, I would prefer to get a full refund. I could ask for a travel voucher, but it is unlikely I will want to fly to Hawaii within the next year, making the voucher worthless. Please offer suggestions how to proceed.