Has anyone had any experience with this? We had several airline and hotel reservations booked for June in Europe. All our flights were cancelled and one of the hotels even shut down for the month of June, however two hotels and one inner European airline will only provide vouchers that in 18 months, can be redeemed for a refund if we were not able to use them. Obviously, the future of safe travel is up in the air -- and we absolutely could use that money now. But after reaching out to the airline and both hotels requesting a refund instead of a voucher, they said we could only get a refund after 18 months... Has anyone had any success getting refunds?