We are two weeks away from a cruise with Viking that ends in Barcelona. I have to cancel my cruise and have two different medical conditions, however, I don't want to jump through hoops in filing a claim, so my question is, since we have coverage for pre-existing conditions and I have an auto immune disease which of course gives me concern with the Corona virus outbreak. I also have an appointment with my orthopedist since I started having problems walking with my second knee now which will limit me a lot with walking on the trip. I am due for knee replacement but have not scheduled my surgery because I was not having problems with my other knee and was hoping to do the trip. If anyone can guide me into what is the best way to cancel. We did book our cruise through American Express Travel and don't know whether it would be easier cancelling with them or with our Travel Insurance.