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    GM Financial Lease No Payments Reported for 3 years

    Except that this was a lease, not a loan, so treatment likely different. ianal and standards vary by state - the lease is still an obligation, but more like rent rather than a mortgage...
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    Landlord (and city inspector) won't step up re: moth infestation

    Ouch, what a trial for you. It sounds like the City has closed the matter? What is the timeline on when you can open a new case? As long as the moths persist, you still have a basis for complaint. You may wish to network with other tenants (your building, or any nearby buildings with moth...