Recent content by calihankl

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    Issue with final amount owed

    OP would owe both. The insurance company is not allowed to keep both unless they waived the deductible. It like if someone hits you and you pay your deductible, you are owed your any out of pocket that the insurance did not pay but you can not collect for the monies the insurance company paid...
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    Issue with final amount owed

    The reason why it is separated, the deductible, is that the insured paid the deductible and not the insurance company. The insurance company is trying to get the monies they spent plus the money that their insured spent back. They are doing this as a service to their insured.
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    Another diminished value thread...(Need Advice)

    That is a great endorsement. Is this for a commercial policy or a personal auto policy?
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    Another diminished value thread...(Need Advice)

    GEICO is your insurance carrier and in your policy is specifically excludes diminished value. I would still ask for the DV report, since they are charging you $45.00 but did not produce the report.
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    Hartford -AARP

    If this is a medicare related product, you can complain to the CMS about their practices at 800-633-4227. This would be an advertising complaint as they induced you to listen to their spiel in order for your to get that bag. Not having enough of the bags is something they would frown upon. In...
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    Alamo Recovery Unit Claim

    The driver is listed as an excluded driver. The mom did that so that he will not need to be rated as a driver on their policy. I would call your insurance company to see if there is uninsured motorist property damage, or collision waiver on your own policy. This will take care of the deductible...
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    Alamo Recovery Unit Claim

    It has been over 10 years since I wrote my last estimate but this is what I am seeing. The deck lid is damaged near the corner. It would be hard to repair that dent without access to the other side. Most deck lids are double paneled, so they may have to replace the whole part. Like SMD said, the...
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    Auto Insurance Claim Getting Investigated/Denied

    I worked for Progressive for six years and I can tell you what likely happened. When you filed a claim, the system automatically will flag the claim if there was a coverage change within a certain number of months. This is to prevent people from getting in an accident without the appropriate...
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    Another diminished value thread...(Need Advice)

    Again, how did they calculate the 2,639.93? Your request for documentation is totally reasonable and you should continue to insist them to provide something in writing on how they calculate all of the damages, minus any insurance payments. This is what you wrote as the breakdown of the damages...
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    Another diminished value thread...(Need Advice)

    You should not pay until you get confirmation that if you pay $1600.00 by x date, the demand will be paid in full. It needs to be in writing. This is what you will show if they attempt to ask for more. In a perfect world, you should have them sign a release but I doubt they will do that.
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    Another diminished value thread...(Need Advice)

    You are on the right track with saying that the condition of the vehicle in the market report is unreasonable. They should rate the vehicle at typical or maybe one category above typical, unless they can show that the parts that usually depreciates (Tires, Engine,transmission,Battery) were...
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    Another diminished value thread...(Need Advice)

    I personally would not spend my money on the Carfax. The burden is on them to prove the damages. If they don't provide that proof, how are you supposed to know if the claim is legitimate. This is the first question I would ask. How did you determine the diminished value? Then make them show you...
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    Another diminished value thread...(Need Advice)

    Since you are the person paying for damages, it is up to them to give you the supports for their damages. They will need to convince you or a judge that the damages claimed are legitimate. Always keep this in mind when you speak to Purco. Admin fee? Show me where you can charge this in the...
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    Another diminished value thread...(Need Advice)

    I don't know where the derive their diminished value figure, they may be going by a percentage. They have to prove that because of the accident and subsequent repairs, the value of the vehicle has gone down. If they sold the vehicle after the accident and took a lesser value due to the repairs...
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    "The most HORRIBLE car rental experience I've ever had !"

    That makes no sense. Did they give you any pictures of the repairs?