REFUND

Illustration of an unhappy woman holding up two pale blue dresses on hangers over an open cardboard shipping box, preparing to return the gowns she ordered online.

I returned $3,990 in designer dresses — then my refund vanished

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Debbie Rivet ordered the same evening gown from the London designer Safiyaa in two sizes, the Serendipity Pale Blue Long Dress at $1,995 each, planning to keep whichever fit and send back the other. When the dresses arrived, the fitted style was wrong for her occasion, so she requested a return authorization, shipped both back by FedEx, and kept the receipts proving delivery. Then she waited for her refund. And waited. Her follow-up emails went unanswered, the phone line dropped to voicemail and disconnected, and when she filed a dispute with Capital One the bank reversed its initial credit, saying too much time had passed. There is a rule worth committing to memory before you give a silent company the benefit of the doubt: under the Fair Credit Billing Act, you generally have only 60 days from the statement date to dispute a charge in writing, and the longer you wait for a reply that may never come, the closer that protection slips toward expiring.

Illustration of an Aer Lingus representative offering a voucher to a frustrated customer checking his watch, with the caption “One year later…”

Aer Lingus issued her voucher but ghosted her husband for over a year

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After a death in the family, Beatrijs Albarran and her husband Jorge had to cancel their Aer Lingus flights. The airline issued their refunds as vouchers, $938 for her and $925 for him, and emailed that both had been processed. But when Beatrijs called the next month to book a new trip, an agent told her Jorge’s voucher was never actually issued. The couple, who live in Buffalo, New York, wanted to fly from Toronto to Scotland because the fares are better, and asked whether the vouchers could be reissued in Canadian dollars. Beatrijs received hers in U.S. dollars within a reasonable time. Jorge’s never arrived. For more than a year she called repeatedly, hearing the same response that a supervisor was working on it, while automated emails said the case was under review. More than 15 months after Aer Lingus said it processed the voucher, it still had not appeared. Under Aer Lingus policy, vouchers are issued in the same currency as the original booking, so no conversion was needed to book from a Canadian airport, and the Department of Transportation requires airlines to process refund and credit requests promptly.