Ask George Mayo about car insurance, and he’ll tell you that his State Farm policy covers rentals. He’s certain of it. And he’s also certain that when he rented a car from Avis in Nashville recently, he declined the optional insurance.
Insurance isn’t required by law when you rent a vehicle in the United States, but it’s a good idea. That’s because you don’t want to pay $30,000 for a new car if you’re in an accident, or even a few hundred bucks for a fender bender.