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Hey travelers, are these new chip cards a “joke”?

The way Americans spend money is on the verge of its biggest change in decades, but the drumbeat of doubters continues to get louder.

New chip-enabled credit cards are slowly getting into consumers’ hands in advance of a looming deadline later this year. But a Walmart executive said U.S. chip cards are a “joke,” and a new report examining other countries’ changeovers suggests criminals around the globe merely switched tactics and kept right on stealing from consumers’ accounts.
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Are gift cards ethical?

Seventy-two dollars and sixty-four cents.

That’s how much was on the AMC Theatres gift card my wife found in a grocery store parking lot.

First thought: we scored – let’s go to the movies!

Second thought: I’d sure hate to lose a gift card with $72.46 on it.

What to do?
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Congratulations, you’ve won a free $1,000 gift card – just click here to redeem it!

Viktor/Shutterstock
Viktor/Shutterstock
If you clicked on this story for your “free” gift card, you’ll definitely want to keep reading. I’ve issued plenty of warnings about “free” products and some of you, dear readers, think I’ve gone too far.

After all, aren’t some of the best things in life free?

Perhaps.

But you might also want to consider a tale of two companies — one in South Carolina, the other in California — which allegedly hired affiliate marketers to send millions of spam text messages to consumers around the country.
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