Would it surprise you if I said consumers don’t believe the personal and financial data they submit to corporations is safe?
No? Well, don’t take my word for it. A recent survey found that 72 percent of consumers don’t believe companies take care of their data.
The research, commissioned by the cloud security company HyTrust, suggested people have good reason to worry, with the likes of Target, Neiman-Marcus, Michaels Stores, Adobe and White Lodging facing recent data breach issues.
Eric Chiu, the co-founder and president of HyTrust, called the level of distrust “breathtaking.”
“Many organizations maintain that they’re doing everything they can to protect private customer information, but the public at large believes otherwise,” he says.
Want to know what else is breathtaking? I’ll bet that if I polled companies right now and asked them if their customers care that the personal and financial data they submit to them is safe, they’d get a similar result. Customers don’t think their data is that important — unless, maybe, it falls into the wrong hands.
If it were otherwise, then the United States would have tougher data privacy laws. In Europe and Canada, for example, companies can’t indiscriminately share your information with a third party and they’re required to disclose to you the type of information they collect.
Here are three ways you can ensure your data stays safe even if the law won’t protect it.
Mind those pre-checked boxes. Whenever you make a purchase, particularly online, look out for those opt-ins. Many businesses will pre-check the box at the bottom of a page for your “convenience.” (Don’t they mean, for their convenience?) Unless you uncheck it, you’ll probably be agreeing to receive their catalog, share your data with anyone who wants it, or sign you up for an email newsletter.
Withhold your data. Perhaps the most effective way to protect your own data is to not give it to a company. Yes, they’ll scream — they’ll claim that withholding your address or email will not allow them to “provide excellent customer service.” But ask yourself: when’s the last time you received “excellent” service because a company knew your email address? When’s the last time you received “excellent” service, for that matter? Take baby steps. The next time you’re at a department store and someone asks for your phone number, say “no.” Maybe they’ll claim they need it to finish the transaction, but that’s nonsense. Maybe they’ll say the number is being used for research purposes only, and that your number won’t be added to a list. Don’t believe them. If you’re tired of receiving unsolicited phone calls at dinnertime, you know you have to stop giving your phone number out to strangers, don’t you?
Here’s the bottom line: If you want to protect your data, it needs to start with you. Sure, companies are responsible for safeguarding your personal information. Too many don’t. But ultimately, you control who gets that data, and if you’re not happy with the way corporations handle the information, you can — and you should — cut them off.