A $500 voucher for a missed riverboat cruise? You’ve gotta be kidding!

The blue Danube. / Photo by Happy Hangaround - Flickr
The blue Danube. / Photo by Happy Hangaround - Flickr
Some cases are resolved quickly. Some aren’t.

Sheila Drezner Freedman’s problem with Tauck dates back to February 2010, and although the high-end tour operator thinks it is closed, she’s still fighting.

Back in February of that year, she paid her Virtuoso travel agent a $600 deposit on a European riverboat cruise. She made a final payment of $9,606 through her credit card in July.

“I opted out of travel insurance, since I considered myself indestructible, having traveled for over forty years and never had a problem and foolishly, never expected one now,” she says.

Big mistake.

“At the beginning of June, I was diagnosed with breast cancer and after surgery, was told I would now face six weeks of radiation,” she says. “No problem — it left me with an extra week to recoup and still be able to go on that planned vacation. However, six days into the 59 day, 50 percent penalty period, I was given the dreaded news that I would need three months of chemotherapy before the radiation treatment.”

In other words, she’d miss the riverboat cruise she’d already paid for.

Her agent tried to negotiate a credit, which could be used for a riverboat cruise in 2011. Tauck refused. So Freedman called Tauck herself.

Unfortunately, I was connected to a manager who lacked any feeling.

I told her I was planning to put the final payment shown on this month’s Visa statement in dispute. At that point in our conversation, she said, that if I do that, she would not allow me to ever travel with Tauck again.

Not what I would call good customer service and if that threat were possible, she would also hurt my travel agent. Her rudeness was unnecessary.

Tauck has a reputation as one of the most customer-focused tour operators in America, so it was difficult to imagine such a conversation taking place.

I contacted Tauck on Freedman’s behalf twice in 2010. She sent several additional letters to the company, and finally, a few weeks ago, received the company’s “final” answer: an apology and a $500 voucher toward a future trip.

Her reaction?

Tsk, tsk. They should be ashamed to treat a once-loyal customer in such a cheap way.

It will be difficult for me and my travel companion to ever book another vacation with them.

Although we’re only two people, it shouldn’t matter. A reputable business should care about every customer and do their best to keep them satisfied.

Tauck’s cancellation terms are clearly disclosed on its site.

I can’t argue with them. Tauck recommends travel insurance and spells out its cancellation policy in black and white.

Would travel insurance have covered Freedman? I’m not entirely sure. A vigilant claims adjuster might determine that her breast cancer was a pre-existing condition (I’ve seen it before).

My real problem is the interaction between Freedman and the manager by phone. I can’t imagine anyone threatening a customer like that. Unfortunately, Tauck never addressed that issue, at least not with me.

Tauck ended up keeping about $5,000 of Freedman’s money, since some of the components of her vacation were refundable. So the tour operator is offering her 10 percent of the value of her lost vacation as a voucher.

Is that enough?

  • bodega3

    Ridiculous.

  • Nigel Appleby

    I agree.

  • Nigel Appleby

    I have every sympathy with her illness, however she made 2 bad decisions.

    First a conscious decision not to buy any insurance, let alone travel insurance,  is called self insurance. If a problem happens you pay the bill yourself. Most of us don’t want to pay so we arrange for someone else to pay in the event something goes wrong by buying travel insurance.

    The travel insurance companies with which I’m familiar in British Columbia require the travel/medical insurance to be purchased within 48 hours of booking the trip. How they treat pre-existing conditions depends on the age of the insured and the length of trip.

    With the scenario given of having travelled for over 40 years, if she had never bought travel insurance she could possibly be ahead of the game – if the premiums saved over the years were more in total than the loss on this trip.

    The second bad decision was to make the final payement in full and not cancel the trip when she was diagnosed, and that’s when self insurance kicked in.

    Unfortunately she lost her money this time.

  • Michael__K

    To re-iterate, unless those rough estimates came from tea leaves, common sense says that the estimator should be capable of checking (in extraordinary cases) whether the company indeed incurred all the costs that were factored into the estimate.

  • sdir

    You know, in most situations I would also want Tauck to be more compassionate.  If she was suddenly diagnosed when it was too late to cancel or purchase travelers insurance, I’d be saddened by her hard luck.  True, it could still be said she was still gambling by not purchasing insurance at the onset, but to be completely blindsided is awful.

    BUT, she gambled with thousands of dollars AFTER being diagnosed.  To me, it’s beyond common sense to either postpone travel or to re-evaluate the need for insurance.  She made an informed decision, her deliberate choice, and then cries foul when Tauck holds her to the contract she signed.  I don’t blame Tauck at all for their so-called lack of compassion, when she went out of her way to gamble with her money and her health.  No doubt she assumed she could use sympathy for her illness to strong-arm a refund.  I find that extremely distasteful.

  • Ann Lamoy

    To those people that think we are being heartless because we think Ms. Freedman doesn’t deserve any further compensation from Tauck because of her cancer couldn’t be more wrong. (and if anyone here takes that point of view, you and I need to step outside). I think I speak for everyone when I wish her a speedy recovery and a cancer free life-hopefully to be able to enjoy many more vacations. Just buy insurance next time Ms. Freedman,

    Her big mistake (other than being arrogant enough to gamble on not buying travel  insurance “I opted out of travel insurance, since I considered myself
    indestructible, having traveled for over forty years and never had a
    problem and foolishly, never expected one now,” she says. Look-she even admits to be foolish. Personally, I call it arrogant. Potato, pohtato.) was to pay for the rest of the trip after her cancer diagnosis.

    “At the beginning of June, I was diagnosed with breast cancer and after
    surgery, was told I would now face six weeks of radiation,” she says.
    “No problem — it left me with an extra week to recoup and still be able
    to go on that planned vacation.”

    Here is a woman who is probably in her 60′s thinking that she WILL be okay to travel after six weeks of radiation. Instead of waiting and making the wise decision to cancel her vacation, she pays the rest of the money she owes, knowing she cannot cancel. If she had canceled at that point, she would only be out the $600 deposit. And I bet if she had called Tauck, they would have let her use it as a credit toward a future cruise. If she had sailed through radiation as she had foolishly expected, she might have even been able to book the very same cruise she canceled.

    I get that it sucks to have to change plans so suddenly-especially for something so life altering and potentially life ending. But you have to play the hand life deals you and make smart choices. She didn’t make smart choices and play by the rules. She didn’t and to expect Tauck to refund her money when they played by the rules isn’t fair to anyone else.

    THE CUSTOMER IS NOT ALWAYS RIGHT!!

  • http://flyicarusfly.com/ Fly, Icarus, Fly

    Uh uh. I’m his favorite!

  • ExplorationTravMag

    We need to get a poll going with only one participant!  LOL

  • http://flyicarusfly.com/ Fly, Icarus, Fly

    Yes. Make Chris CHOOSE. I expect to see the results in tomorrow’s column, Chris… And don’t pull a weak sauce “I love all my commenters the same”. It didn’t work with my mother and it won’t work with you.

  • Jeanne_in_NE

    3 bad decisions.  She decided not to allow her travel agent to get her a credit for a trip in 2011.  “Her agent tried to negotiate a credit, which could be used for a riverboat cruise in 2011. Tauck refused.”  Tauck may have allowed her a do-over, but I guess we’ll never know, now.

  • Jeanne_in_NE

    Well said.  Bravo!

  • ExplorationTravMag

    TOO FUNNY!  Yes, @elliottc:disqus you have to choose!

  • Sadie_Cee

    You have laid it out so well that it would be sheer impertinence for me to add anything.  The part that especially resonates with me is as follows: 

    “I get that it sucks to have to change plans so suddenly-especially for something so life altering and potentially life ending. But you have to play the hand life deals you and make smart choices. She didn’t make smart choices and play by the rules. She didn’t and to expect Tauck to refund her money when they played by the rules isn’t fair to anyone else.”

    Very well said!  Thanks!
     
     

  • http://pulse.yahoo.com/_UES4TUPI6NRPTG2DCB4YCX6R4U wyoming1949

    Given the amount of money involved I, definitely, WOULD have purchased travel insurance.  HOWEVER, I would NOT have purchased it through my travel agent or through Tauck.  I would have purchased a “Travel Insured” policy with a “cancel for any reason” feature.  This way I would avoid the “pre-existing conditions” exclusion if I tried to make a claim based on illness.  After 60 one is anything BUT “indestructable.”  Things in your body start to wear-out or break-down.  One does not need to be a rocket scientist to comprehend this point.  I wish Ms. Freedman well, but she, clearly, had an over-inflated sense of herself and she paid for that thinking through her lost deposits.

  • backprop

     You have got to be kidding.

  • http://elliott.org Christopher Elliott

    I love you ALL!

  • http://elliott.org Christopher Elliott

    Brilliant idea! I think we have way more scenarios than cards.

  • jet2x2

    I agree with the consensus here that no refund is in order.  The alleged poor customer service on the phone is troubling but it’s a side issue even if it’s true.  I really don’t understand why a lot of people these days think they are entitled to compensation for their conscious choices.  Maybe she thought she was making a rational choice – but it’s still a choice.  If I was diagnosed with a serious illness I would never take a chance with that kind of money.  If you gamble and you lose, it’s time to put on your big kid pants and get over it.  

  • http://flyicarusfly.com/ Fly, Icarus, Fly

    *cough* Suck up! *cough*

  • pauletteb

    I don’t think buying travel insurance at that point would have covered her, since she was already diagnosed.