I bought travel insurance — so why isn’t it helping me?

shutterstock_288746588

Lance Delfino and his wife booked a cruise through Windstar Cruises to celebrate their fiftieth anniversary. But a month before they were scheduled to depart on the cruise, Delfino’s mother-in-law, who lives with them, was diagnosed with Stage 4 lung cancer. Delfino and his wife were forced to cancel their cruise to tend to his mother-in-law, who needed in-home hospice care and was not expected to survive longer than two months. Continue reading…